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What item did sears sell using the railroad that made him wealthy?

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73. When a nominated bank acting on its nomination, a confirming bank, if any, or the issuing bank decides to refuse to honour or negotiate, it must give a single notice to that effect to the presenter.The notice must state:i. That the bank is refusing to honour or negotiate; andii. Each discrepancy in respect of which the bank refuses to honour or negotiate; andiii.a) That the bank is holding the documents pending further instructions from the presenter; orb) That the issuing bank is holding the documents until it receives a waiver from the applicant and agrees to accept it, or receives further instructions from the presenter prior to agreeing to accept a waiver; orc) That the bank is returning the documents; ord) That the bank is acting in accordance with instructions previously received from the presenter.
"When the maese de campo arrived at the pueblo of Acoma he asked the Indians for provisions for his trip and gave them in exchange hatchets and many other things. . . . and then the Indians very unwillingly gave some maize and tortillas. Being told that what the Spaniards needed most was flour, the Indians replied that they had none on hand, but that the Spaniards might leave and return for it the next day. . . . When the maese de campo went to the pueblo with his eighteen men to get the flour . . . the Indians, with treachery and premeditation, after inviting them to come up to their pueblo, killed the maese de campo, Captain Felipe de Escalante, Captain Diego Nuñez, eight soldiers, and two servants . . ."-Source: Juan de Oñate, Testimony in the Trial of the Indians of Acoma, 1598Which of the following most directly contributed to the conflict referred to in the excerpt?

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