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Johnnie Cochran borrowed money from Citibank to expand his law practice. To secure the loan, he granted Citibank a security interest in all of his equipment and agreed in writing that Citibank could take the equipment if he defaulted. Citibank gave Cochran the loan. However, Citibank failed to file a proper financing statement as required by Article 9. Cochran defaulted on his loan. Can Citibank repossess the collateral from Cochran?Group of answer choices:a) Yes, because Citibank has a valid security interest in the collateral.b) No, because the security interest is not effective because Citibank failed to comply with the filing requirements of Article 9.c) Yes, because as between creditor and debtor, the creditor only needed to make a good faith effort to perfect.d) No, because without filing, third parties lack notice of Citibank's security interest.

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