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James contracts with Big Seed Cotton Farms, Inc., to purchase all the cotton grown on 50 acres of Big Seed Cotton's land. The contract is signed in January, but the cotton will not be planted for several months. In February, James attempts to purchase insurance on the cotton. James will:-be able to purchase insurance if he pays an extra high premium because the cotton has not yet been planted.-never be able to purchase insurance for the cotton because crops cannot be insured.-be able to purchase insurance because title for the cotton passed to him at the time of contract.-not be able to purchase insurance on the cotton because it has not yet been planted so he does not yet have an insurable interest.

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