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15. A customer has a salaried, full-time position, but his employer does not offer a company retirement plan. he also has his own clock repair business, which earns less than his salaried position. he wants to invest for his retirement. Which of the following investments are options for him?A. An IRA if he does not have a Keogh planB. A Keogh plan if he does not have an IRAC. Both an IRA and a Keogh planD. An IRA, but not a Keogh because his self-employment is not his main source of income

12. All of the following statements concerning IrA contributions are true exCePTA. Between January 1 and April 15, contributions may be made for the current year, the past year, or bothB. Contributions for the past year may be made after April 15, provided an extension has been filed on a timely basisC. If tax is paid on January 15, the IrA contribution may still be deducted even if not made until April 15D. Contributions may be paid into this year's IrA from January 1 of this year until April 15 of next year

1. Which of the following statements regarding transactions in the different securities markets are True?I. Transactions in listed securities occur mainly in the OTC market. II. Transactions in unlisted securities occur in the OTC market. III. Transactions in listed securities that occur in the OTC market are said to take place in the fourth market. IV. Transactions in listed securities that occur directly between institutions without the use of broker/dealers as intermediaries are said to take place in the fourth market.A. I and IIIB. I and IVC. II and IIID. II and IV

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