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A "short sale" of real estate is: (a) A sale that closes in less than 30 days(b) The sale of a house by someone who is not the owner; it is a way to profit from an anticipated decline in real estate prices(c) A sale in which the proceeds from the sale are less than the balance owed on the loan secured by the property sold(d) A sale in which the balance owed on the loan secured by the property sold is less than the proceeds from the sale

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