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1. Not saving enough, spending too much money in peak years when you should be saving.2. Borrowing too much money on credit while working, leverage yourself too much- Cant pay back credit bills/ retirement money going to credit/ not enough money left to retire.3. Retiring too early- Less time to save, longer period of retirement without income.4. Taking money out of IRA or 401-K- That dollar you took out in your 20s could have been worth a lot more when retired.5. Relying only on Social Security- Social security doesn't pay enough alone.6. Not getting long term insurance or supplementary insurance- Alot of health issues in old age, not enough money towards good medical care.

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