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Sans liquidation : Pas de bien de valeur donc la commission va imposer l'effacement des dettes aux créanciers.Avec liquidation : Avec votre accord, vente judiciaire de vos biens par un liquidateur. Les sommes récupérées grâce à la vente sont utilisées pour payer vos dettes. Si elles sont insuffisantes, les dettes non remboursées sont effacées.

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